UHC Silver Value ($0 Virtual Urgent Care) — full price in Fannin County, Texas (2026)
UHC Silver Value ($0 Virtual Urgent Care) (40220TX0080025), a silver plan from UnitedHealthcare in Fannin County, Texas, costs $868.71/month full price for a 40-year-old in 2026 — $1844.81 at 60, with a $3,000 deductible and $8,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080025 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $679.74 |
| 27 | $712.37 |
| 30 | $771.50 |
| 40 | $868.71 |
| 50 | $1214.01 |
| 60 | $1844.81 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,950
- Family out-of-pocket max: $17,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $739.33/mo. This plan is $868.71/mo at 40 — a difference of $129.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Fannin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $731.49 |
| Molina Silver Core | Molina Healthcare | $739.33 |
| Molina Silver Standard | Molina Healthcare | $740.43 |
| Molina Silver Core Pluswith Adult Vision | Molina Healthcare | $743.76 |
| Molina Silver Core Pluswith Adult Dental and Vision | Molina Healthcare | $759.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080025 in FIPS 48147.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Fannin County
Reviewed by Jason Burns, Editorial Steward.