Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Ellis County, Texas (2026)
Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0030008), a silver plan from WellPoint in Ellis County, Texas, costs $745.94/month full price for a 40-year-old in 2026 — $1584.11 at 60, with a $2,500 deductible and $9,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0030008 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $583.68 |
| 27 | $611.70 |
| 30 | $662.48 |
| 40 | $745.94 |
| 50 | $1042.45 |
| 60 | $1584.11 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,500
- Family deductible: $5,000
- Individual out-of-pocket max: $9,900
- Family out-of-pocket max: $19,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $692.56/mo. This plan is $745.94/mo at 40 — a difference of $53.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Ellis County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $688.04 |
| Silver Simple Guided Care | Oscar Insurance Company | $692.56 |
| Molina Silver Core | Molina Healthcare | $695.42 |
| Molina Silver Standard | Molina Healthcare | $696.45 |
| Molina Silver Core Pluswith Adult Vision | Molina Healthcare | $699.58 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0030008 in FIPS 48139.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ellis County
Reviewed by Jason Burns, Editorial Steward.