Focused Silver — full price in Ellis County, Texas (2026)

Focused Silver (29418TX0140100), a silver plan from Ambetter from Superior HealthPlan in Ellis County, Texas, costs $932.38/month full price for a 40-year-old in 2026 — $1980.02 at 60, with a $6,300 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 29418TX0140100 · Issuer: Ambetter from Superior HealthPlan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$729.57
27$764.58
30$828.05
40$932.38
50$1302.99
60$1980.02

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $6,300
  • Family deductible: $12,600
  • Individual out-of-pocket max: $8,400
  • Family out-of-pocket max: $16,800

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $692.56/mo. This plan is $932.38/mo at 40 — a difference of $239.82/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other silver plans in Ellis County

PlanIssuerPremium @ 40
Molina Silver Saver with Four Free PCP VisitsMolina Healthcare$688.04
Silver Simple Guided CareOscar Insurance Company$692.56
Molina Silver CoreMolina Healthcare$695.42
Molina Silver StandardMolina Healthcare$696.45
Molina Silver Core Pluswith Adult VisionMolina Healthcare$699.58

Sources

← All plans and costs in Ellis County

Reviewed by Jason Burns, Editorial Steward.

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