Silver Classic Standard Guided Care — full price in Ellis County, Texas (2026)
Silver Classic Standard Guided Care (20069TX0510033), a silver plan from Oscar Insurance Company in Ellis County, Texas, costs $717.54/month full price for a 40-year-old in 2026 — $1523.78 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0510033 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $561.46 |
| 27 | $588.40 |
| 30 | $637.25 |
| 40 | $717.54 |
| 50 | $1002.75 |
| 60 | $1523.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $692.56/mo. This plan is $717.54/mo at 40 — a difference of $24.98/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Ellis County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $688.04 |
| Silver Simple Guided Care | Oscar Insurance Company | $692.56 |
| Molina Silver Core | Molina Healthcare | $695.42 |
| Molina Silver Standard | Molina Healthcare | $696.45 |
| Molina Silver Core Pluswith Adult Vision | Molina Healthcare | $699.58 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0510033 in FIPS 48139.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ellis County
Reviewed by Jason Burns, Editorial Steward.