Gold Classic — full price in Denton County, Texas (2026)
Gold Classic (20069TX0100055), a gold plan from Oscar Insurance Company in Denton County, Texas, costs $717.79/month full price for a 40-year-old in 2026 — $1524.32 at 60, with a $2,500 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100055 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $561.66 |
| 27 | $588.61 |
| 30 | $637.47 |
| 40 | $717.79 |
| 50 | $1003.11 |
| 60 | $1524.32 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,500
- Family deductible: $5,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $691.97/mo. This plan is $717.79/mo at 40 — a difference of $25.82/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Denton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $624.81 |
| Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $627.49 |
| Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $628.55 |
| Standard Gold VALUE | Ambetter from Superior HealthPlan | $629.50 |
| Gold Simple Guided Care | Oscar Insurance Company | $630.85 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100055 in FIPS 48121.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Denton County
Reviewed by Jason Burns, Editorial Steward.