Bronze Elite + PCP Saver Plus — full price in Denton County, Texas (2026)
Bronze Elite + PCP Saver Plus (20069TX0100005), a expanded bronze plan from Oscar Insurance Company in Denton County, Texas, costs $565.24/month full price for a 40-year-old in 2026 — $1200.36 at 60, with a $0 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 20069TX0100005 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $442.29 |
| 27 | $463.51 |
| 30 | $501.99 |
| 40 | $565.24 |
| 50 | $789.92 |
| 60 | $1200.36 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $691.97/mo. This plan is $565.24/mo at 40 — a difference of $-126.73/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Denton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $460.03 |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $466.29 |
| Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | WellPoint | $467.68 |
| Wellpoint Essential Bronze 4000 HSA (+ Incentives) | WellPoint | $480.20 |
| Imperial Standard Bronze | Imperial Insurance Companies, Inc. | $481.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 20069TX0100005 in FIPS 48121.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Denton County
Reviewed by Jason Burns, Editorial Steward.