UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — full price in De Witt County, Texas (2026)
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) (40220TX0080026), a silver plan from UnitedHealthcare in De Witt County, Texas, costs $822.01/month full price for a 40-year-old in 2026 — $1745.64 at 60, with a $3,500 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080026 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $643.20 |
| 27 | $674.07 |
| 30 | $730.03 |
| 40 | $822.01 |
| 50 | $1148.75 |
| 60 | $1745.64 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $790.31/mo. This plan is $822.01/mo at 40 — a difference of $31.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in De Witt County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Superior HealthPlan | $786.27 |
| Focused Silver | Ambetter from Superior HealthPlan | $790.31 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter from Superior HealthPlan | $797.73 |
| UHC Silver Standard | UnitedHealthcare | $808.04 |
| Standard Silver + Vision + Adult Dental | Ambetter from Superior HealthPlan | $815.82 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080026 in FIPS 48123.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in De Witt County
Reviewed by Jason Burns, Editorial Steward.