Connect Gold CMS Standard — full price in Crosby County, Texas (2026)
Connect Gold CMS Standard (76589TX0010038), a gold plan from Cigna Healthcare in Crosby County, Texas, costs $799.68/month full price for a 40-year-old in 2026 — $1698.23 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 76589TX0010038 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $625.73 |
| 27 | $655.77 |
| 30 | $710.20 |
| 40 | $799.68 |
| 50 | $1117.55 |
| 60 | $1698.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $779.39/mo. This plan is $799.68/mo at 40 — a difference of $20.29/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Crosby County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BSW Elite Gold HMO 004 | Baylor Scott and White Health Plan | $650.35 |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $650.43 |
| BSW Elite Gold HMO 012 | Baylor Scott and White Health Plan | $679.14 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $696.66 |
| Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $699.63 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 76589TX0010038 in FIPS 48107.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Crosby County
Reviewed by Jason Burns, Editorial Steward.