UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — full price in Coryell County, Texas (2026)
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) (40220TX0080028), a gold plan from UnitedHealthcare in Coryell County, Texas, costs $692.09/month full price for a 40-year-old in 2026 — $1469.74 at 60, with a $1,000 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0080028 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $541.54 |
| 27 | $567.53 |
| 30 | $614.65 |
| 40 | $692.09 |
| 50 | $967.19 |
| 60 | $1469.74 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $779.84/mo. This plan is $692.09/mo at 40 — a difference of $-87.75/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Coryell County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BSW Elite Gold HMO 004 | Baylor Scott and White Health Plan | $650.73 |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | Baylor Scott and White Health Plan | $650.80 |
| UHC Gold Standard | UnitedHealthcare | $674.19 |
| BSW Elite Gold HMO 012 | Baylor Scott and White Health Plan | $679.53 |
| BSW Diabetes Care Gold HMO 014 | Baylor Scott and White Health Plan | $683.47 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0080028 in FIPS 48099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Coryell County
Reviewed by Jason Burns, Editorial Steward.