Wellpoint Essential Bronze 4000 HSA (+ Incentives) — full price in Comal County, Texas (2026)
Wellpoint Essential Bronze 4000 HSA (+ Incentives) (47501TX0040002), a expanded bronze plan from WellPoint in Comal County, Texas, costs $436.33/month full price for a 40-year-old in 2026 — $926.61 at 60, with a $4,000 deductible and $8,450 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Comal County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 47501TX0040002 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $341.42 |
| 27 | $357.81 |
| 30 | $387.51 |
| 40 | $436.33 |
| 50 | $609.78 |
| 60 | $926.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $8,450
- Family out-of-pocket max: $16,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $634.53/mo. This plan is $436.33/mo at 40 — a difference of $-198.20/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Comal County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Value Bronze (3 Free PCP Visits, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $379.22 |
| CHRISTUS Value Bronze + Dental & Vision (3 Free PCP Visits, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $391.14 |
| CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $403.00 |
| CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $408.44 |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $418.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0040002 in FIPS 48091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Comal County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/tx/comal/47501tx0040002 · Record ID PHI-T03Z21GJ