Imperial Preferred Gold — full price in Comal County, Texas (2026)
Imperial Preferred Gold (34826TX0030003), a gold plan from Imperial Insurance Companies, Inc. in Comal County, Texas, costs $596.74/month full price for a 40-year-old in 2026 — $1267.25 at 60, with a $1,350 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Comal County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 34826TX0030003 · Issuer: Imperial Insurance Companies, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $466.93 |
| 27 | $489.34 |
| 30 | $529.97 |
| 40 | $596.74 |
| 50 | $833.94 |
| 60 | $1267.25 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,350
- Family deductible: $2,700
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $634.53/mo. This plan is $596.74/mo at 40 — a difference of $-37.79/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Comal County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Standard Gold ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $529.74 |
| CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $536.99 |
| CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $551.45 |
| CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $558.69 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | WellPoint | $567.76 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 34826TX0030003 in FIPS 48091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Comal County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/tx/comal/34826tx0030003 · Record ID PHI-1RDESP9T