Imperial Preferred Silver — full price in Comal County, Texas (2026)
Imperial Preferred Silver (34826TX0030002), a silver plan from Imperial Insurance Companies, Inc. in Comal County, Texas, costs $660.34/month full price for a 40-year-old in 2026 — $1402.33 at 60, with a $7,500 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 34826TX0030002 · Issuer: Imperial Insurance Companies, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $516.70 |
| 27 | $541.50 |
| 30 | $586.46 |
| 40 | $660.34 |
| 50 | $922.83 |
| 60 | $1402.33 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $634.53/mo. This plan is $660.34/mo at 40 — a difference of $25.81/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Comal County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $616.33 |
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $634.53 |
| CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $634.64 |
| Imperial Standard Silver | Imperial Insurance Companies, Inc. | $648.20 |
| Silver Simple Guided Care | Oscar Insurance Company | $651.96 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 34826TX0030002 in FIPS 48091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Comal County
Reviewed by Jason Burns, Editorial Steward.