Molina Silver Saver with Four Free PCP Visits — full price in Collin County, Texas (2026)
Molina Silver Saver with Four Free PCP Visits (45786TX0020012), a silver plan from Molina Healthcare in Collin County, Texas, costs $688.04/month full price for a 40-year-old in 2026 — $1461.15 at 60, with a $7,000 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45786TX0020012 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $538.37 |
| 27 | $564.22 |
| 30 | $611.06 |
| 40 | $688.04 |
| 50 | $961.54 |
| 60 | $1461.15 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,000
- Family deductible: $14,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.83/mo. This plan is $688.04/mo at 40 — a difference of $17.21/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Collin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver VALUE | Ambetter from Superior HealthPlan | $667.44 |
| Focused VALUE Silver | Ambetter from Superior HealthPlan | $670.83 |
| Standard Silver VALUE + Vision + Adult Dental | Ambetter from Superior HealthPlan | $692.67 |
| Molina Silver Core | Molina Healthcare | $695.42 |
| Focused VALUE Silver + Vision + Adult Dental | Ambetter from Superior HealthPlan | $696.20 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45786TX0020012 in FIPS 48085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Collin County
Reviewed by Jason Burns, Editorial Steward.