UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) — full price in Caldwell County, Texas (2026)
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) (40220TX0090004), a silver plan from UnitedHealthcare in Caldwell County, Texas, costs $719.67/month full price for a 40-year-old in 2026 — $1528.32 at 60, with a $3,000 deductible and $8,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0090004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $563.12 |
| 27 | $590.15 |
| 30 | $639.15 |
| 40 | $719.67 |
| 50 | $1005.74 |
| 60 | $1528.32 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,950
- Family out-of-pocket max: $17,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $609.68/mo. This plan is $719.67/mo at 40 — a difference of $109.99/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Caldwell County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs | Sendero Health Plans, Local Nonprofit | $607.90 |
| CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | CHRISTUS Health Plan | $609.68 |
| Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs | Sendero Health Plans, Local Nonprofit | $624.97 |
| CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $626.75 |
| CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | CHRISTUS Health Plan | $644.51 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0090004 in FIPS 48055.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Caldwell County
Reviewed by Jason Burns, Editorial Steward.