BSW Elite Gold HMO 012 — full price in Borden County, Texas (2026)
BSW Elite Gold HMO 012 (40788TX0460012), a gold plan from Baylor Scott and White Health Plan in Borden County, Texas, costs $670.41/month full price for a 40-year-old in 2026 — $1423.71 at 60, with a $500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40788TX0460012 · Issuer: Baylor Scott and White Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $524.58 |
| 27 | $549.76 |
| 30 | $595.40 |
| 40 | $670.41 |
| 50 | $936.90 |
| 60 | $1423.71 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $500
- Family deductible: $1,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $697.16/mo. This plan is $670.41/mo at 40 — a difference of $-26.75/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Borden County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Gold HMO℠ 206 | Blue Cross and Blue Shield of Texas | $587.02 |
| Blue Advantage Gold HMO℠ 603 | Blue Cross and Blue Shield of Texas | $593.46 |
| Blue Advantage Gold HMO℠ Standard | Blue Cross and Blue Shield of Texas | $599.16 |
| Blue Advantage Plus Gold℠ 803 | Blue Cross and Blue Shield of Texas | $601.53 |
| Blue Advantage Plus Gold℠ 203 | Blue Cross and Blue Shield of Texas | $608.62 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40788TX0460012 in FIPS 48033.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Borden County
Reviewed by Jason Burns, Editorial Steward.