Blue Advantage Plus Silver℠ 605 — full price in Baylor County, Texas (2026)
Blue Advantage Plus Silver℠ 605 (33602TX0870242), a silver plan from Blue Cross and Blue Shield of Texas in Baylor County, Texas, costs $983.34/month full price for a 40-year-old in 2026 — $2088.26 at 60, with a $0 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33602TX0870242 · Issuer: Blue Cross and Blue Shield of Texas · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $769.44 |
| 27 | $806.37 |
| 30 | $873.31 |
| 40 | $983.34 |
| 50 | $1374.22 |
| 60 | $2088.26 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $921.90/mo. This plan is $983.34/mo at 40 — a difference of $61.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Baylor County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Silver HMO℠ 801 | Blue Cross and Blue Shield of Texas | $912.76 |
| Blue Advantage Silver HMO℠ Standard | Blue Cross and Blue Shield of Texas | $921.90 |
| Blue Advantage Silver HMO℠ 205 | Blue Cross and Blue Shield of Texas | $932.07 |
| Blue Advantage Plus Silver℠ 202 | Blue Cross and Blue Shield of Texas | $956.03 |
| Blue Advantage Plus Silver℠ Standard | Blue Cross and Blue Shield of Texas | $959.71 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33602TX0870242 in FIPS 48023.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Baylor County
Reviewed by Jason Burns, Editorial Steward.