Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — full price in Austin County, Texas (2026)
Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) (27248TX0010003), a expanded bronze plan from Community Health Choice in Austin County, Texas, costs $492.96/month full price for a 40-year-old in 2026 — $1046.86 at 60, with a $8,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 27248TX0010003 · Issuer: Community Health Choice · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $385.73 |
| 27 | $404.24 |
| 30 | $437.80 |
| 40 | $492.96 |
| 50 | $688.91 |
| 60 | $1046.86 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,500
- Family deductible: $17,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $715.45/mo. This plan is $492.96/mo at 40 — a difference of $-222.49/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Austin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $451.09 |
| Bronze Classic Standard | Oscar Insurance Company | $466.51 |
| Bronze Classic 4700 | Oscar Insurance Company | $472.12 |
| Bronze Simple Diabetes | Oscar Insurance Company | $473.55 |
| Bronze Simple Chronic Care CKM | Oscar Insurance Company | $481.48 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 27248TX0010003 in FIPS 48015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Austin County
Reviewed by Jason Burns, Editorial Steward.