UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — full price in Andrews County, Texas (2026)
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) (40220TX0090002), a gold plan from UnitedHealthcare in Andrews County, Texas, costs $719.25/month full price for a 40-year-old in 2026 — $1527.42 at 60, with a $1,000 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0090002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $562.79 |
| 27 | $589.81 |
| 30 | $638.77 |
| 40 | $719.25 |
| 50 | $1005.15 |
| 60 | $1527.42 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $648.23/mo. This plan is $719.25/mo at 40 — a difference of $71.02/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Andrews County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Advantage Gold HMO℠ 206 | Blue Cross and Blue Shield of Texas | $587.02 |
| Standard Gold | Ambetter from Superior HealthPlan | $589.65 |
| Everyday Gold | Ambetter from Superior HealthPlan | $592.37 |
| Blue Advantage Gold HMO℠ 603 | Blue Cross and Blue Shield of Texas | $593.46 |
| Blue Advantage Gold HMO℠ Standard | Blue Cross and Blue Shield of Texas | $599.16 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0090002 in FIPS 48003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Andrews County
Reviewed by Jason Burns, Editorial Steward.