BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® — full price in Washington County, Tennessee (2026)
BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® (14002TN0400473), a gold plan from BlueCross BlueShield of Tennessee in Washington County, Tennessee, costs $724.36/month full price for a 40-year-old in 2026 — $1538.27 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400473 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $566.79 |
| 27 | $594.00 |
| 30 | $643.31 |
| 40 | $724.36 |
| 50 | $1012.29 |
| 60 | $1538.27 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $693.47/mo. This plan is $724.36/mo at 40 — a difference of $30.89/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Washington County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Connect Gold CMS Standard | Cigna Healthcare | $726.61 |
| Connect Gold 1500 Indiv Med Deductible | Cigna Healthcare | $730.50 |
| Standard Gold | Ambetter of Tennessee | $730.53 |
| Everyday Gold | Ambetter of Tennessee | $740.79 |
| BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® | BlueCross BlueShield of Tennessee | $745.23 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400473 in FIPS 47179.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Washington County
Reviewed by Jason Burns, Editorial Steward.