UHC Silver Standard (No Referrals) — full price in Unicoi County, Tennessee (2026)
UHC Silver Standard (No Referrals) (69443TN0140021), a silver plan from UnitedHealthcare in Unicoi County, Tennessee, costs $785.64/month full price for a 40-year-old in 2026 — $1668.42 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69443TN0140021 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $614.75 |
| 27 | $644.25 |
| 30 | $697.74 |
| 40 | $785.64 |
| 50 | $1097.94 |
| 60 | $1668.42 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $693.47/mo. This plan is $785.64/mo at 40 — a difference of $92.17/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Unicoi County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $678.26 |
| BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $693.47 |
| BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $695.46 |
| BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $713.44 |
| Standard Silver | Ambetter of Tennessee | $716.45 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69443TN0140021 in FIPS 47171.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Unicoi County
Reviewed by Jason Burns, Editorial Steward.