Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental — full price in Trousdale County, Tennessee (2026)
Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental (70111TN0120001), a silver plan from Ambetter of Tennessee in Trousdale County, Tennessee, costs $822.49/month full price for a 40-year-old in 2026 — $1746.67 at 60, with a $5,000 deductible and $8,650 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 70111TN0120001 · Issuer: Ambetter of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $643.59 |
| 27 | $674.47 |
| 30 | $730.46 |
| 40 | $822.49 |
| 50 | $1149.43 |
| 60 | $1746.67 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $8,650
- Family out-of-pocket max: $17,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $752.48/mo. This plan is $822.49/mo at 40 — a difference of $70.01/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Trousdale County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Insurance Company | $750.75 |
| Silver Simple PCP Saver | Oscar Insurance Company | $752.48 |
| Silver Simple Diabetes | Oscar Insurance Company | $753.27 |
| Silver Simple Women's Health with Menopause Benefits | Oscar Insurance Company | $753.85 |
| Silver Simple Chronic Care CKM | Oscar Insurance Company | $755.08 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 70111TN0120001 in FIPS 47169.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Trousdale County
Reviewed by Jason Burns, Editorial Steward.