Standard Silver + Vision + Adult Dental — full price in Tipton County, Tennessee (2026)
Standard Silver + Vision + Adult Dental (70111TN0120036), a silver plan from Ambetter of Tennessee in Tipton County, Tennessee, costs $663.89/month full price for a 40-year-old in 2026 — $1409.86 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 70111TN0120036 · Issuer: Ambetter of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $519.49 |
| 27 | $544.41 |
| 30 | $589.60 |
| 40 | $663.89 |
| 50 | $927.78 |
| 60 | $1409.86 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $654.32/mo. This plan is $663.89/mo at 40 — a difference of $9.57/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Tipton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Tennessee | $646.11 |
| BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $654.32 |
| Silver Classic Standard | Oscar Insurance Company | $662.85 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter of Tennessee | $662.95 |
| Silver Simple PCP Saver | Oscar Insurance Company | $664.38 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 70111TN0120036 in FIPS 47167.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Tipton County
Reviewed by Jason Burns, Editorial Steward.