BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® — full price in Sumner County, Tennessee (2026)
BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® (14002TN0400253), a expanded bronze plan from BlueCross BlueShield of Tennessee in Sumner County, Tennessee, costs $621.30/month full price for a 40-year-old in 2026 — $1319.41 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Sumner County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 14002TN0400253 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $486.15 |
| 27 | $509.49 |
| 30 | $551.78 |
| 40 | $621.30 |
| 50 | $868.26 |
| 60 | $1319.41 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $752.48/mo. This plan is $621.30/mo at 40 — a difference of $-131.18/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Sumner County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple | Oscar Insurance Company | $545.97 |
| Bronze Classic Standard | Oscar Insurance Company | $569.72 |
| Bronze Simple Diabetes | Oscar Insurance Company | $579.21 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $582.07 |
| Bronze Simple Chronic Care CKM | Oscar Insurance Company | $590.32 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400253 in FIPS 47165.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sumner County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/tn/sumner/14002tn0400253 · Record ID PHI-XLSFQHZ3