BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® — full price in Smith County, Tennessee (2026)
BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® (14002TN0400376), a expanded bronze plan from BlueCross BlueShield of Tennessee in Smith County, Tennessee, costs $589.66/month full price for a 40-year-old in 2026 — $1252.21 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Smith County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 14002TN0400376 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $461.39 |
| 27 | $483.54 |
| 30 | $523.68 |
| 40 | $589.66 |
| 50 | $824.04 |
| 60 | $1252.21 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $793.80/mo. This plan is $589.66/mo at 40 — a difference of $-204.14/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Smith County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $604.32 |
| Everyday Bronze | Ambetter of Tennessee | $610.59 |
| Standard Expanded Bronze | Ambetter of Tennessee | $612.80 |
| BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $618.74 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of Tennessee | $627.39 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400376 in FIPS 47159.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Smith County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/tn/smith/14002tn0400376 · Record ID PHI-6JH6A01A