BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® — full price in Scott County, Tennessee (2026)
BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® (14002TN0400442), a silver plan from BlueCross BlueShield of Tennessee in Scott County, Tennessee, costs $679.55/month full price for a 40-year-old in 2026 — $1443.12 at 60, with a $8,100 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400442 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $531.73 |
| 27 | $557.25 |
| 30 | $603.51 |
| 40 | $679.55 |
| 50 | $949.67 |
| 60 | $1443.12 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,100
- Family deductible: $16,200
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $679.55/mo. This plan is $679.55/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Scott County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Tennessee | $668.66 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter of Tennessee | $686.09 |
| Standard Silver + Vision + Adult Dental | Ambetter of Tennessee | $687.06 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $689.62 |
| BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $694.78 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400442 in FIPS 47151.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Scott County
Reviewed by Jason Burns, Editorial Steward.