BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® — full price in Roane County, Tennessee (2026)
BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® (14002TN0400242), a expanded bronze plan from BlueCross BlueShield of Tennessee in Roane County, Tennessee, costs $586.74/month full price for a 40-year-old in 2026 — $1246.02 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400242 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $459.11 |
| 27 | $481.15 |
| 30 | $521.09 |
| 40 | $586.74 |
| 50 | $819.97 |
| 60 | $1246.02 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $679.55/mo. This plan is $586.74/mo at 40 — a difference of $-92.81/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Roane County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $503.35 |
| Everyday Bronze | Ambetter of Tennessee | $512.89 |
| Standard Expanded Bronze | Ambetter of Tennessee | $514.75 |
| BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $516.09 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of Tennessee | $527.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400242 in FIPS 47145.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Roane County
Reviewed by Jason Burns, Editorial Steward.