UHC Bronze Standard (No Referrals) — full price in Polk County, Tennessee (2026)
UHC Bronze Standard (No Referrals) (69443TN0140025), a expanded bronze plan from UnitedHealthcare in Polk County, Tennessee, costs $574.77/month full price for a 40-year-old in 2026 — $1220.60 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69443TN0140025 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $449.74 |
| 27 | $471.33 |
| 30 | $510.46 |
| 40 | $574.77 |
| 50 | $803.24 |
| 60 | $1220.60 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $698.54/mo. This plan is $574.77/mo at 40 — a difference of $-123.77/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Polk County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| SoloCare Exp Bronze EPO $9500 DED 10015 | Alliant Health Plans, Inc. | $482.02 |
| SoloCare Standard Exp Bronze EPO $7500 DED 10008 | Alliant Health Plans, Inc. | $492.32 |
| Everyday Bronze | Ambetter of Tennessee | $535.29 |
| Standard Expanded Bronze | Ambetter of Tennessee | $537.23 |
| SoloCare Bronze EPO $8500 DED HSA 10004 | Alliant Health Plans, Inc. | $549.90 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69443TN0140025 in FIPS 47139.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Polk County
Reviewed by Jason Burns, Editorial Steward.