BlueCross B15E $0 virtual care from Teladoc Health® — full price in Polk County, Tennessee (2026)
BlueCross B15E $0 virtual care from Teladoc Health® (14002TN0400287), a bronze plan from BlueCross BlueShield of Tennessee in Polk County, Tennessee, costs $536.98/month full price for a 40-year-old in 2026 — $1140.34 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400287 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $420.17 |
| 27 | $440.34 |
| 30 | $476.89 |
| 40 | $536.98 |
| 50 | $750.42 |
| 60 | $1140.34 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $698.54/mo. This plan is $536.98/mo at 40 — a difference of $-161.56/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other bronze plans in Polk County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Essential (No Referrals) | UnitedHealthcare | $548.27 |
| BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental | BlueCross BlueShield of Tennessee | $552.85 |
| Connect Bronze 7500 Indiv Med Deductible | Cigna Healthcare | $560.85 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400287 in FIPS 47139.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Polk County
Reviewed by Jason Burns, Editorial Steward.