BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® — full price in Overton County, Tennessee (2026)
BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® (14002TN0400228), a gold plan from BlueCross BlueShield of Tennessee in Overton County, Tennessee, costs $870.06/month full price for a 40-year-old in 2026 — $1847.69 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400228 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $680.80 |
| 27 | $713.48 |
| 30 | $772.71 |
| 40 | $870.06 |
| 50 | $1215.91 |
| 60 | $1847.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $793.80/mo. This plan is $870.06/mo at 40 — a difference of $76.26/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Overton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Gold Advantage (Virtual Urgent Care, No Referrals) | UnitedHealthcare | $804.21 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $808.63 |
| Standard Gold | Ambetter of Tennessee | $811.69 |
| Everyday Gold | Ambetter of Tennessee | $823.08 |
| UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) | UnitedHealthcare | $824.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400228 in FIPS 47133.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Overton County
Reviewed by Jason Burns, Editorial Steward.