Connect Silver 3000 Indiv Med Deductible — full price in Montgomery County, Tennessee (2026)
Connect Silver 3000 Indiv Med Deductible (99248TN0060044), a silver plan from Cigna Healthcare in Montgomery County, Tennessee, costs $848.18/month full price for a 40-year-old in 2026 — $1801.23 at 60, with a $3,000 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99248TN0060044 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $663.68 |
| 27 | $695.54 |
| 30 | $753.28 |
| 40 | $848.18 |
| 50 | $1185.33 |
| 60 | $1801.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $752.48/mo. This plan is $848.18/mo at 40 — a difference of $95.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Montgomery County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Insurance Company | $750.75 |
| Silver Simple PCP Saver | Oscar Insurance Company | $752.48 |
| Silver Simple Diabetes | Oscar Insurance Company | $753.27 |
| Silver Simple Women's Health with Menopause Benefits | Oscar Insurance Company | $753.85 |
| Silver Simple Chronic Care CKM | Oscar Insurance Company | $755.08 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99248TN0060044 in FIPS 47125.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Montgomery County
Reviewed by Jason Burns, Editorial Steward.