Elite Gold + Vision + Adult Dental — full price in McMinn County, Tennessee (2026)
Elite Gold + Vision + Adult Dental (70111TN0120034), a gold plan from Ambetter of Tennessee in McMinn County, Tennessee, costs $830.13/month full price for a 40-year-old in 2026 — $1762.88 at 60, with a $0 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 70111TN0120034 · Issuer: Ambetter of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $649.56 |
| 27 | $680.73 |
| 30 | $737.24 |
| 40 | $830.13 |
| 50 | $1160.10 |
| 60 | $1762.88 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,500
- Family out-of-pocket max: $13,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $698.54/mo. This plan is $830.13/mo at 40 — a difference of $131.59/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in McMinn County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| SoloCare Standard Gold EPO $2000 DED 10006 | Alliant Health Plans, Inc. | $681.35 |
| SoloCare Gold EPO $1500 DED 10010 | Alliant Health Plans, Inc. | $698.54 |
| Standard Gold | Ambetter of Tennessee | $711.59 |
| Everyday Gold | Ambetter of Tennessee | $721.58 |
| Standard Gold + Vision + Adult Dental | Ambetter of Tennessee | $731.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 70111TN0120034 in FIPS 47107.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in McMinn County
Reviewed by Jason Burns, Editorial Steward.