Gold Elite — full price in Maury County, Tennessee (2026)
Gold Elite (23552TN0020036), a gold plan from Oscar Insurance Company in Maury County, Tennessee, costs $780.79/month full price for a 40-year-old in 2026 — $1658.10 at 60, with a $500 deductible and $7,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 23552TN0020036 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $610.95 |
| 27 | $640.27 |
| 30 | $693.42 |
| 40 | $780.79 |
| 50 | $1091.14 |
| 60 | $1658.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $500
- Family deductible: $1,000
- Individual out-of-pocket max: $7,000
- Family out-of-pocket max: $14,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $780.84/mo. This plan is $780.79/mo at 40 — a difference of $-0.05/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Maury County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Insurance Company | $747.84 |
| UHC Gold Advantage (Virtual Urgent Care, No Referrals) | UnitedHealthcare | $799.14 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $803.52 |
| UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) | UnitedHealthcare | $819.45 |
| UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) | UnitedHealthcare | $822.95 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 23552TN0020036 in FIPS 47119.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Maury County
Reviewed by Jason Burns, Editorial Steward.