Connect Gold 1500 Indiv Med Deductible — full price in Madison County, Tennessee (2026)
Connect Gold 1500 Indiv Med Deductible (99248TN0060117), a gold plan from Cigna Healthcare in Madison County, Tennessee, costs $784.10/month full price for a 40-year-old in 2026 — $1665.15 at 60, with a $1,500 deductible and $7,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99248TN0060117 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $613.54 |
| 27 | $642.99 |
| 30 | $696.37 |
| 40 | $784.10 |
| 50 | $1095.78 |
| 60 | $1665.15 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $7,400
- Family out-of-pocket max: $14,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $716.45/mo. This plan is $784.10/mo at 40 — a difference of $67.65/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Madison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Insurance Company | $712.45 |
| Gold Elite | Oscar Insurance Company | $743.84 |
| BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® | BlueCross BlueShield of Tennessee | $748.36 |
| Standard Gold | Ambetter of Tennessee | $754.86 |
| Everyday Gold | Ambetter of Tennessee | $765.45 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99248TN0060117 in FIPS 47113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Madison County
Reviewed by Jason Burns, Editorial Steward.