UHC Silver Advantage (Virtual Urgent Care, No Referrals) — full price in Loudon County, Tennessee (2026)
UHC Silver Advantage (Virtual Urgent Care, No Referrals) (69443TN0140029), a silver plan from UnitedHealthcare in Loudon County, Tennessee, costs $697.33/month full price for a 40-year-old in 2026 — $1480.86 at 60, with a $3,500 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69443TN0140029 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $545.64 |
| 27 | $571.83 |
| 30 | $619.30 |
| 40 | $697.33 |
| 50 | $974.51 |
| 60 | $1480.86 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $679.55/mo. This plan is $697.33/mo at 40 — a difference of $17.78/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Loudon County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Tennessee | $668.66 |
| BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $679.55 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter of Tennessee | $686.09 |
| Standard Silver + Vision + Adult Dental | Ambetter of Tennessee | $687.06 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $689.62 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69443TN0140029 in FIPS 47105.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Loudon County
Reviewed by Jason Burns, Editorial Steward.