UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) — full price in Knox County, Tennessee (2026)
UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) (69443TN0140028), a expanded bronze plan from UnitedHealthcare in Knox County, Tennessee, costs $530.66/month full price for a 40-year-old in 2026 — $1126.93 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69443TN0140028 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $415.23 |
| 27 | $435.16 |
| 30 | $471.29 |
| 40 | $530.66 |
| 50 | $741.60 |
| 60 | $1126.93 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $679.55/mo. This plan is $530.66/mo at 40 — a difference of $-148.89/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Knox County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $503.35 |
| Everyday Bronze | Ambetter of Tennessee | $512.89 |
| Standard Expanded Bronze | Ambetter of Tennessee | $514.75 |
| BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $516.09 |
| Everyday Bronze + Vision + Adult Dental | Ambetter of Tennessee | $527.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69443TN0140028 in FIPS 47093.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Knox County
Reviewed by Jason Burns, Editorial Steward.