UHC Silver Advantage (Virtual Urgent Care, No Referrals) — full price in Johnson County, Tennessee (2026)
UHC Silver Advantage (Virtual Urgent Care, No Referrals) (69443TN0140029), a silver plan from UnitedHealthcare in Johnson County, Tennessee, costs $794.42/month full price for a 40-year-old in 2026 — $1687.06 at 60, with a $3,500 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Johnson County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 69443TN0140029 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $621.61 |
| 27 | $651.45 |
| 30 | $705.53 |
| 40 | $794.42 |
| 50 | $1110.20 |
| 60 | $1687.06 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $693.47/mo. This plan is $794.42/mo at 40 — a difference of $100.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Johnson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $678.26 |
| BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $693.47 |
| BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $695.46 |
| BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $713.44 |
| Standard Silver | Ambetter of Tennessee | $716.45 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69443TN0140029 in FIPS 47091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Johnson County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/tn/johnson/69443tn0140029 · Record ID PHI-9RI58PZ1