Bronze Simple Chronic Care CKM — full price in Humphreys County, Tennessee (2026)
Bronze Simple Chronic Care CKM (23552TN0020059), a expanded bronze plan from Oscar Insurance Company in Humphreys County, Tennessee, costs $612.57/month full price for a 40-year-old in 2026 — $1300.87 at 60, with a $5,500 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 23552TN0020059 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $479.33 |
| 27 | $502.33 |
| 30 | $544.03 |
| 40 | $612.57 |
| 50 | $856.06 |
| 60 | $1300.87 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $780.84/mo. This plan is $612.57/mo at 40 — a difference of $-168.27/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Humphreys County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Simple | Oscar Insurance Company | $566.54 |
| Bronze Classic Standard | Oscar Insurance Company | $591.19 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $600.51 |
| Bronze Simple Diabetes | Oscar Insurance Company | $601.04 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $604.01 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 23552TN0020059 in FIPS 47085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Humphreys County
Reviewed by Jason Burns, Editorial Steward.