Elite Gold — full price in Henderson County, Tennessee (2026)
Elite Gold (70111TN0110031), a gold plan from Ambetter of Tennessee in Henderson County, Tennessee, costs $857.02/month full price for a 40-year-old in 2026 — $1819.99 at 60, with a $0 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 70111TN0110031 · Issuer: Ambetter of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $670.60 |
| 27 | $702.78 |
| 30 | $761.13 |
| 40 | $857.02 |
| 50 | $1197.68 |
| 60 | $1819.99 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,500
- Family out-of-pocket max: $13,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $716.45/mo. This plan is $857.02/mo at 40 — a difference of $140.57/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Henderson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Insurance Company | $712.45 |
| Gold Elite | Oscar Insurance Company | $743.84 |
| BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® | BlueCross BlueShield of Tennessee | $748.36 |
| Standard Gold | Ambetter of Tennessee | $754.86 |
| Everyday Gold | Ambetter of Tennessee | $765.45 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 70111TN0110031 in FIPS 47077.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Henderson County
Reviewed by Jason Burns, Editorial Steward.