BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® — full price in Hamilton County, Tennessee (2026)
BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® (14002TN0400293), a silver plan from BlueCross BlueShield of Tennessee in Hamilton County, Tennessee, costs $771.46/month full price for a 40-year-old in 2026 — $1638.31 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400293 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $603.65 |
| 27 | $632.63 |
| 30 | $685.14 |
| 40 | $771.46 |
| 50 | $1078.12 |
| 60 | $1638.31 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $698.54/mo. This plan is $771.46/mo at 40 — a difference of $72.92/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Hamilton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Tennessee | $697.87 |
| SoloCare Standard Silver EPO $6000 DED 10007 | Alliant Health Plans, Inc. | $698.54 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter of Tennessee | $716.06 |
| Standard Silver + Vision + Adult Dental | Ambetter of Tennessee | $717.07 |
| SoloCare Silver EPO $6500 DED 10013 | Alliant Health Plans, Inc. | $731.19 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400293 in FIPS 47065.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hamilton County
Reviewed by Jason Burns, Editorial Steward.