BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental — full price in Fayette County, Tennessee (2026)
BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental (14002TN0400439), a silver plan from BlueCross BlueShield of Tennessee in Fayette County, Tennessee, costs $692.08/month full price for a 40-year-old in 2026 — $1469.71 at 60, with a $5,900 deductible and $6,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400439 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $541.53 |
| 27 | $567.52 |
| 30 | $614.64 |
| 40 | $692.08 |
| 50 | $967.17 |
| 60 | $1469.71 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,900
- Family deductible: $11,800
- Individual out-of-pocket max: $6,900
- Family out-of-pocket max: $13,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $654.32/mo. This plan is $692.08/mo at 40 — a difference of $37.76/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Fayette County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Tennessee | $646.11 |
| BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $654.32 |
| Silver Classic Standard | Oscar Insurance Company | $662.85 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter of Tennessee | $662.95 |
| Standard Silver + Vision + Adult Dental | Ambetter of Tennessee | $663.89 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400439 in FIPS 47047.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Fayette County
Reviewed by Jason Burns, Editorial Steward.