Silver Classic — full price in Davidson County, Tennessee (2026)
Silver Classic (23552TN0020006), a silver plan from Oscar Insurance Company in Davidson County, Tennessee, costs $758.78/month full price for a 40-year-old in 2026 — $1611.37 at 60, with a $6,500 deductible and $9,400 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Davidson County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 23552TN0020006 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $593.73 |
| 27 | $622.22 |
| 30 | $673.88 |
| 40 | $758.78 |
| 50 | $1060.39 |
| 60 | $1611.37 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $9,400
- Family out-of-pocket max: $18,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $752.48/mo. This plan is $758.78/mo at 40 — a difference of $6.30/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Davidson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Insurance Company | $750.75 |
| Silver Simple PCP Saver | Oscar Insurance Company | $752.48 |
| Silver Simple Diabetes | Oscar Insurance Company | $753.27 |
| Silver Simple Women's Health with Menopause Benefits | Oscar Insurance Company | $753.85 |
| Silver Simple Chronic Care CKM | Oscar Insurance Company | $755.08 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 23552TN0020006 in FIPS 47037.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Davidson County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/tn/davidson/23552tn0020006 · Record ID PHI-17UFE9L4