UHC Bronze Essential (No Referrals) — full price in Coffee County, Tennessee (2026)
UHC Bronze Essential (No Referrals) (69443TN0140032), a bronze plan from UnitedHealthcare in Coffee County, Tennessee, costs $572.83/month full price for a 40-year-old in 2026 — $1216.47 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69443TN0140032 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $448.22 |
| 27 | $469.74 |
| 30 | $508.73 |
| 40 | $572.83 |
| 50 | $800.52 |
| 60 | $1216.47 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $780.84/mo. This plan is $572.83/mo at 40 — a difference of $-208.01/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Coffee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueCross B15E $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $606.05 |
| BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental | BlueCross BlueShield of Tennessee | $623.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69443TN0140032 in FIPS 47031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Coffee County
Reviewed by Jason Burns, Editorial Steward.