BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® — full price in Coffee County, Tennessee (2026)
BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® (14002TN0400264), a silver plan from BlueCross BlueShield of Tennessee in Coffee County, Tennessee, costs $940.30/month full price for a 40-year-old in 2026 — $1996.85 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400264 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $735.76 |
| 27 | $771.08 |
| 30 | $835.09 |
| 40 | $940.30 |
| 50 | $1314.07 |
| 60 | $1996.85 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $780.84/mo. This plan is $940.30/mo at 40 — a difference of $159.46/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Coffee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Insurance Company | $779.04 |
| Silver Simple PCP Saver | Oscar Insurance Company | $780.84 |
| Silver Simple Diabetes | Oscar Insurance Company | $781.67 |
| Silver Simple Women's Health with Menopause Benefits | Oscar Insurance Company | $782.27 |
| Silver Simple Chronic Care CKM | Oscar Insurance Company | $783.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400264 in FIPS 47031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Coffee County
Reviewed by Jason Burns, Editorial Steward.