Elite Bronze — full price in Clay County, Tennessee (2026)
Elite Bronze (70111TN0110026), a expanded bronze plan from Ambetter of Tennessee in Clay County, Tennessee, costs $695.60/month full price for a 40-year-old in 2026 — $1477.20 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 70111TN0110026 · Issuer: Ambetter of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $544.30 |
| 27 | $570.41 |
| 30 | $617.77 |
| 40 | $695.60 |
| 50 | $972.10 |
| 60 | $1477.20 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $793.80/mo. This plan is $695.60/mo at 40 — a difference of $-98.20/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Clay County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $589.66 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $604.32 |
| Everyday Bronze | Ambetter of Tennessee | $610.59 |
| Standard Expanded Bronze | Ambetter of Tennessee | $612.80 |
| BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $618.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 70111TN0110026 in FIPS 47027.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clay County
Reviewed by Jason Burns, Editorial Steward.