BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® — full price in Chester County, Tennessee (2026)
BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® (14002TN0400332), a silver plan from BlueCross BlueShield of Tennessee in Chester County, Tennessee, costs $716.45/month full price for a 40-year-old in 2026 — $1521.47 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400332 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $560.60 |
| 27 | $587.51 |
| 30 | $636.28 |
| 40 | $716.45 |
| 50 | $1001.23 |
| 60 | $1521.47 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $716.45/mo. This plan is $716.45/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Chester County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $700.74 |
| BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $718.49 |
| Standard Silver | Ambetter of Tennessee | $740.30 |
| BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental | BlueCross BlueShield of Tennessee | $741.16 |
| Silver Classic Standard | Oscar Insurance Company | $742.18 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400332 in FIPS 47023.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Chester County
Reviewed by Jason Burns, Editorial Steward.