BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® — full price in Carter County, Tennessee (2026)
BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® (14002TN0400441), a silver plan from BlueCross BlueShield of Tennessee in Carter County, Tennessee, costs $678.26/month full price for a 40-year-old in 2026 — $1440.37 at 60, with a $8,100 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 14002TN0400441 · Issuer: BlueCross BlueShield of Tennessee · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $530.72 |
| 27 | $556.19 |
| 30 | $602.37 |
| 40 | $678.26 |
| 50 | $947.87 |
| 60 | $1440.37 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,100
- Family deductible: $16,200
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $693.47/mo. This plan is $678.26/mo at 40 — a difference of $-15.21/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Carter County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $693.47 |
| BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $695.46 |
| BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® | BlueCross BlueShield of Tennessee | $713.44 |
| Standard Silver | Ambetter of Tennessee | $716.45 |
| Connect Silver 4500 Indiv Med Deductible | Cigna Healthcare | $716.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 14002TN0400441 in FIPS 47019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Carter County
Reviewed by Jason Burns, Editorial Steward.