Connect Silver 4500 Indiv Med Deductible — full price in Carroll County, Tennessee (2026)

Connect Silver 4500 Indiv Med Deductible (99248TN0060005), a silver plan from Cigna Healthcare in Carroll County, Tennessee, costs $769.15/month full price for a 40-year-old in 2026 — $1633.39 at 60, with a $4,500 deductible and $9,525 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 99248TN0060005 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$601.84
27$630.73
30$683.09
40$769.15
50$1074.89
60$1633.39

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $4,500
  • Family deductible: $9,000
  • Individual out-of-pocket max: $9,525
  • Family out-of-pocket max: $19,050

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $716.45/mo. This plan is $769.15/mo at 40 — a difference of $52.70/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other silver plans in Carroll County

PlanIssuerPremium @ 40
BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health®BlueCross BlueShield of Tennessee$700.74
BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health®BlueCross BlueShield of Tennessee$716.45
BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health®BlueCross BlueShield of Tennessee$718.49
Standard SilverAmbetter of Tennessee$740.30
BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult DentalBlueCross BlueShield of Tennessee$741.16

Sources

← All plans and costs in Carroll County

Reviewed by Jason Burns, Editorial Steward.

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