Sanford Individual TRUE $10,600 — full price in Turner County, South Dakota (2026)
Sanford Individual TRUE $10,600 (31195SD0080015), a catastrophic plan from Sanford Health Plan in Turner County, South Dakota, costs $290.64/month full price for a 40-year-old in 2026 — $617.21 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31195SD0080015 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $227.42 |
| 27 | $238.33 |
| 30 | $258.12 |
| 40 | $290.64 |
| 50 | $406.17 |
| 60 | $617.21 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $548.69/mo. This plan is $290.64/mo at 40 — a difference of $-258.05/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other catastrophic plans in Turner County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual Simplicity $10,600 | Sanford Health Plan | $377.45 |
| ConnectPlus $10,600 HSA Eligible HDHP | Avera Health Plans | $386.23 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31195SD0080015 in FIPS 46125.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Turner County
Reviewed by Jason Burns, Editorial Steward.