Sanford Individual Simplicity $1,750 — full price in Tripp County, South Dakota (2026)
Sanford Individual Simplicity $1,750 (31195SD0110001), a gold plan from Sanford Health Plan in Tripp County, South Dakota, costs $814.36/month full price for a 40-year-old in 2026 — $1729.39 at 60, with a $1,750 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31195SD0110001 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $637.21 |
| 27 | $667.80 |
| 30 | $723.24 |
| 40 | $814.36 |
| 50 | $1138.06 |
| 60 | $1729.39 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,750
- Family deductible: $3,500
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $705.85/mo. This plan is $814.36/mo at 40 — a difference of $108.51/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Tripp County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| ConnectPlus $1800 | Avera Health Plans | $739.73 |
| ConnectPlus Standard $2000 | Avera Health Plans | $752.18 |
| ConnectPlus MyWeighForward $2000 | Avera Health Plans | $774.00 |
| ConnectPlus $0 Gold | Avera Health Plans | $780.17 |
| Sanford Individual Simplicity Standardized $2,000 | Sanford Health Plan | $786.84 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31195SD0110001 in FIPS 46123.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Tripp County
Reviewed by Jason Burns, Editorial Steward.