ConnectPlus $10,600 HSA Eligible HDHP — full price in Sully County, South Dakota (2026)
ConnectPlus $10,600 HSA Eligible HDHP (60536SD0020018), a catastrophic plan from Avera Health Plans in Sully County, South Dakota, costs $401.73/month full price for a 40-year-old in 2026 — $853.12 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 60536SD0020018 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $314.35 |
| 27 | $329.43 |
| 30 | $356.77 |
| 40 | $401.73 |
| 50 | $561.41 |
| 60 | $853.12 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $705.85/mo. This plan is $401.73/mo at 40 — a difference of $-304.12/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other catastrophic plans in Sully County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual Simplicity $10,600 | Sanford Health Plan | $409.26 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 60536SD0020018 in FIPS 46119.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sully County
Reviewed by Jason Burns, Editorial Steward.